That’s where Annuity Gator comes in! At Annuity Gator, our primary mission is on educating consumers – as well as financial advisors – on how annuities work, and whether or not one may be the right choice. But that’s not all. We can be reached via phone, toll-free, at: (888) 440-2468 , or you can send us a message through our secure online contact form to schedule a time to chat with one of our retirement income. We have been at this for a number of years now, and quite a bit longer than any of our competitors out there – and because of that, we’ve become a known and trusted source of annuity information. Nobody likes that. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. The company offers more than. They use a combination of. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. com team members will personally. At Annuity Gator we work for you, the investor, so our advice comes to you unbiased. These contributions are tax-deductible and they grow tax-deferred. For the full year 2019, United Heritage Life Insurance Company took in nearly $102 million in insurance and annuity premium for a net income in excess of $5 million. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be;American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. The Annuity Gator’s End Take on the SecureOption 3 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. My name is Brian Greco. According to the Allianz Life 360 Annuity brochure, a surrender charge may also be assessed to you if you begin your income stream prior to the sixth contract year in which you have the annuity. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the AIG / American General American Pathway Annuity Where this annuity works best: This annuity may be a good product for those who are looking for the following benefits: A fixed rate guarantee. 2 Living Benefit Rider The Transamerica Income Edge 1. product was identified and. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. For instance, this annuity can provide you with a personal pension-like income. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. 60% a year, and the maximum annual fee for the life of the contract is 2. The Annuity Gator’s End Take on the MasterDex X Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as Simple Income rider is elected, and used shortly after purchase) For producing an income for life that cannot be outlived by a surviving spouse;In addition to the 6-year annuity, there is also an 8-year and a 10-year. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a. You will also find that as of late June 2019, the company had closed out 136 complaints over the past. Annuity Gator sent 3 emails to confirm my phone appointment, but when the time came, their agent totally forgot about it. Learn More About Me. Barclays U. The Annuity Gator’s End Take on the Global Atlantic ForeAccumulation ll Fixed Indexed Annuity. The Annuity Gator’s End Take on the AXA Structured Capital Strategies Variable Annuity Where it works best: When considering the AXA Structured Capital Strategies annuity, it can often work best in scenarios where an investor wants to be invested in the market, but yet is concerned with taking on too much market risk. We can help you with the following three areas: 1). My name is Barbara Halperin, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. The Annuity Gator’s End Take on the Great American Landmark 3 Fixed Index Annuity Where it works the best: Although this annuity comes with a number of nice benefits, it will typically work the best for those who are seeking the. Mutual funds are popular because they give investors an automatic layer of diversification, offering investors a choice of funds from among the categories of stocks, bonds, balanced funds, and money market funds. My name is Mark Newman. On the USAA website, the Extended Guarantee Annuity is described as a deferred fixed annuity product where you can put in a lump sum of money and earn a guaranteed interest rate for a certain period of time. Calculate all of the annuity fees (some annuities have obscure fees). We look forward to hearing from you. As with other annuities, you can “annuitize,” (convert over to an income stream) the 6-year Protected Advantage annuity and. The Annuity Gator’s End Take on the Midland National MNL IndexBuilder 10 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. He took the time to educate me on the alternatives available in the field of annuities. As a source of guaranteed income delivered by a reputable company. The surrender charges on the Allianz Life 360 Annuity run for ten years – which is actually quite a long time, even in the annuity arena. Best, and an A- (Strong) from Standard & Poor’s. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that. The Annuity Gator’s End Take on the Jackson National Elite Access Advisory Variable Annuity Where it works the best: For those who are seeking the opportunity for a higher rate of return; For those who have a higher tolerance for risk; Where it works the worst: If you have a low tolerance for risk; If you are seeking protection of principal The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. I would like to thank Annuity Gator for their honesty, professionalism, and great expertise. My name is William Seeley. We launched our educational blog to provide objective and helpful information to help you financially prepare for retirement. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. The Annuity Gator’s End Take on the American Legend III Fixed Indexed Annuity from Great American Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementThe Annuity Gator’s End Take on the New York Life Guaranteed Future Income ll DIA Where this annuity may work best: The New York Life Guaranteed Future Income ll Deferred Income Annuity may be a good option for you if you: Anticipate a long lifespan; Will need retirement income in the extended future;Hidden costs and fund participation rate variances explained by Annuity Gator. Terry Heys President, CEO of Annuity Gator. The opportunity for index-linked growth. For instance, this annuity has ten years of back-end surrender charges. 00%. We are a team of annuity and retirement income experts, and we can help you to compare your options and narrow down which – if any – annuity is right for you. The Annuity Gator’s End Take on the Jefferson National Monument Advisor Annuity Product Where this annuity works best:Jackson National describes the RateProtector annuity as a multi-year fixed annuity that offers 3-, 5-, or 7-year interest rate guarantee options. The Annuity Gator’s End Take on the Great American Index Summit 6 Annuity Where it works the best: If you want the opportunity for a higher return than a regular fixed annuity; If you have a higher risk tolerance; If you plan to use the guaranteed income feature; Where it works the worst: If you want principal protection for all funds in the. Here, this annuity charges additional fund platform fees that can range from . For additional flexibility, this product also offers three different crediting methods, four index options, and a fixed. The Annuity Gator’s End Take on the Western United Life Navigator Elite MVA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. Once the rate guarantee period has elapsed, the annuity owner will usually have the option to re-invest for another pre-determined period of time (at a new rate of interest). (There are several other rate guarantee periods also available on the Solutions MYG annuities). I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guarantee The Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: The traditional way to get an income from a stock and bond portfolio is to make automatic withdrawals. Many indexed annuities will actually allow you to track multiple indexes from a list of options. The Annuity Gator’s End Take on the MassMutual RetireEase Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long lifespan; Will need retirement income in the extended future (up to 30 years before it begins) Are seeking a guaranteed income later in lifeThe Annuity Gator’s End Take on the Northwestern Mutual Fee Based Select Variable Annuity Where this annuity works the best: There is no one-size-fits-all investment that is right for everyone. Fixed index annuities offer their holders a set amount of interest that is credited on an annual basis. For. Annuity Gator Annuity Gator Reviews 350 • Excellent 4. For instance, if you own or plan to purchase an annuity, you may be able to add additional benefits or guarantees by way of “riders”. Watch Our Client CASE STUDY Video: See How We Helped One Couple Retire 5 Years Early, With A Complete Retirement Strategy (Make sure your sound is turned on, also please wait up to 10 seconds for the video to load)Here at Annuity Gator, we provide you with annuity reviews that are thorough and independent – so we are objective about the information that we offer. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The company offers more than 100 in-depth company reviews, a free online quiz, and free consultations with no obligation. Overall fixed index annuity sales. The Annuity Gator’s End Take on the Kansas City Life GrowthTrack Flexible Deferred Fixed Annuity Where this annuity works best: While it admittedly has a few flaws, the GrowthTrack Flexible Deferred Fixed Annuity from Kansas City Life Insurance Company could still be a viable option for those who are seeking the following benefits:Throughout the years, the company has merged and grown into a large insurance and annuity marketplace that now generates in excess of $250 million in new premiums each year, and (as of year-end 2018), held more than $530 million in total assets. Learn More About Me. Competitive interest rates. 5% will also come with an annual rider fee of 0. So, at that time (fall 2021), there is no track record on which to base its performance. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). Penn Mutual Insurance Company describes the Premier annuity as a type of retirement plan that includes the following benefits: Strong retirement savings growth potential. Ameritas describes the Compass Index Annuity as a product that offers the following benefits: Upside potential. The Annuity Gator’s End Take on the Nationwide Life Nationwide Summit AnnuityThe Annuity Gator’s End Take on the Great American AssuranceSelect 7 Plus Annuity Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those. The Annuity Gator’s End Take on the Atlantic Coast Life Safe Haven 5 Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. The minimum fee for this feature is . The Annuity Gator’s End Take on the Mass Mutual Stable Voyage 7-Year MYGA Annuity Where it works best: For those who are seeking safety of principal; For those who want a set rate of growth (at least during the guarantee period of 7 years, and possibly a renewed guarantee period) For those who are seeking a set, ongoing income stream in. Annuity Gator is a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. Best, and an A- (Strong) from Standard & Poor’s. Annuity Gator – Ryan Smith Bio. TIP: Only one kind of annuity invests in mutual funds: the variable annuity. For investors who have a family history of life longevity. According to the Allianz Endurance Plus Annuity Product Profile [/desktoponly] Thereafter. You could also be subject to an annual maintenance fee of either $50 or 2% of the account value – whichever amount is less. That is because you can count on a set amount of income for as long as you need it – no matter how long that may be. Despite the current volatility in the. For investors who have an amount of money they want to pass on to their family while avoiding the expense of probate. 2 Living Benefit Rider is only available with Transamerica variable annuities – so if you own an annuity that is fixed or fixed indexed and/or if the annuity was purchased through a different insurance company, then this. 55%. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take On The Prudential Variable Annuity. My name is Joshua Schlinsky I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Capital Bonus 2 Fixed Annuity is described by Horace Mann as a fixed product that offers non-guaranteed interest bonuses in the first two contract years. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. 0 Variable Annuity Where the annuity works best: As a variable annuity, the Nationwide Life Destination Architect 2. We can help you with the following three areas: 1). The annual charges for these are 0. The Annuity Gator’s End Take on the Prudential HDLI v3. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates. 1. Here you’ll find truthful, clean and understandable information regarding annuities. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Guardian Secure Future Income Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long life; Will need retirement income in the extended future; Are seeking a guaranteed income;The Polaris annuity also has a surrender charge for the first seven years. In reality, the only way to know if this annuity is a good fit for your specific situation is to have it tested. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The MYGA Plus is a multi-year guaranteed, single-premium deferred fixed annuity with an IndexLinked Option offered by Ibexis Life & Annuity Insurance. For producing an income for life that cannot be outlived by a surviving spouse. The Annuity Gator’s End Take on the Pacific Life Pacific Index Foundation Fixed Index Annuity Where it works best: The Pacific Index Foundation fixed indexed annuity could be a viable choice for you if you are seeking the following: Protection of your principal; The potential for higher growth than with a regular fixed annuity or CDThe Annuity Gator’s End Take on the Midland National Dynamic Choice 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime income in the futureThe Annuity Gator’s End Take on the Sentinel Security Life Guaranteed Income Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income; Safety of principal; Slow and steady growth over time; Where it works the worst: This annuity may not be an ideal fit if you:At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. This seemingly endless stream of annuity “fine print” can often times lead to the complaints that are received about annuities – because customers will. For any annuity-related questions you may have, feel free to reach out to us directly at (888) 440-2468, or send us an email. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. 35%. As of mid-2019, Equitable had more than $952 million in admitted assets, which is a 96% increase from just one year prior. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. Considered strong and stable financially, Upstream has been assigned a B++ rating from A. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The company is not an annuities broker and it’s not an insurance company. The Annuity Gator’s End Take on the New York Life Premier Variable Annuity ll Where the annuity works best: As a variable annuity, the Premier Variable Annuity ll from New York Life could be a viable option for those who: Want the opportunity for high, market-related returns Are seeking a lifetime incomeAXA describes the Structured Capital Strategies Plus annuity as a tax-deferred financial product that provides the opportunity for upside potential, as well as downside protection. So let’s get started! When going online to get annuity education and information, what you’ll find is that most of the websites are run by annuity agents. The Annuity Gator’s End Take on the Thrivent Financial Security Plus MYGA Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A short-term interest rate guarantee (in this case, the first two years) Safety of principal;The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 3 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. Best (as of June 2018) and an A- (Strong) from Standard & Poor’s. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. He. If you’re still considering the Farm Bureau Select IV New Money 4. According to the Jackson National Life Insurance Company brochure on the BonusMAX One annuity, this product is a flexible premium deferred fixed annuity that can provide you with the following benefits: Preservation of principal. Annuities can be complex. Annuity Gator. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. All of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with higher guaranteed income at this time) For producing an income for life that cannot be outlived by a surviving spouse Annuity details can be somewhat cumbersome to digest. That being said, there are still some ways to determine whether or not to. Pacific Life has been helping clients to grow and protect wealth for nearly a century and a half. 0 Where it works the best: You may want to consider the Prudential HDLI v3. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. How to get guaranteed increasing income for the rest of your life. Hi Ken – Thank you for your comment. As an income source for investors who have a longer timeline. If you want to learn modern approaches to protect and grow your retirement savings and ensure that. 35% respectively. Annuities are a unique. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. At Annuity Gator, our mission is to educate consumers and financial professionals about how annuities work, and where they may – or may not – fit into a particular portfolio, based on risk tolerance, time frame, and specific short and long-term objectives. 2 billion. We can also help you to narrow down the annuity (or annuities) that could work for your particular retirement and other financial objectives. I think Mr. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. You can reach us by phone at (888) 440-2468, or you can send us an email via our secure online contact form. Here at Annuity Gator, we publish the most comprehensive independent annuity reviews online and have been doing it longer than many of the copycat annuity review websites you see now. The Annuity Gator’s End Take on the SecureOption 9 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. product was identified and information sent. M. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of returnThe Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the Pacific Life Frontiers ll Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If you plan to use the lifetime income feature;At Annuity Gator, we focus on educating consumers and financial professionals on how annuities work, and where they may – or may not – fit in an individual’s portfolio. Learn More About Me. Date of experience: February 09, 2021The Annuity Gator’s End Take on the Prudential PruSecure Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of. Annuity Gator is a website that helps you compare and choose annuities from different providers. The Principal Financial Group (often simply referred to as The Principal) is a global financial investment management leader that is headquartered in Des Moines, Iowa. 12:36 PM, 16 June 2017 . By delving into the good, the bad, and yes, sometimes even the ugly — you’ll find everything you need to know for determining whether or not a particular annuity may (or may not) be right for you. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. The Annuity Expert is an independent online insurance agency servicing consumers across the United States. Fixed index annuities are a type of fixed annuity. The Annuity Gator’s End Take on the Global Atlantic ForeIncome 1 Fixed Index Annuity Where it works best: The bottom line on the Global Atlantic ForeIncome Option 1 fixed indexed annuity is that this annuity may work the best for people who are looking for the following features:If you have $500,000 invested in an annuity, for example, then a 10 percent surrender charge would set you back by $50,000. The Annuity Gator’s End Take on the Atlantic Coast Life Retirement Plus Multiplier Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; A long-term commitment to the. Despite the current volatility in the market and the low. While the fixed rate period is five years on all of these options, the rate can vary, typically being higher with the longer surrender periods. My name is William Seeley. These charges will start at 9% and grade down each year until year ten. The fees that are paid for an annuity are absorbed by the dividends they pay and are only apparent if you go looking for them. For instance, the Better Business Bureau has given Athene an overall grade of C-. If you want to learn modern approaches to protect and grow your retirement savings and ensure that you never outlive your money — you have come to the right place!”. My name is Matthew Taub. As an example, the Jackson National Perspective II variable annuity prospectus includes updates that were included as of April 24, 2017. This annuity allows you to turn a lump sum of money into a steady income stream right way. The Annuity Gator’s End Take on the Guggenheim Preserve 9 Year Multi-Year Guarantee Annuity Where this annuity works best: While the Guggenheim Life Preserve 9 Year Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits:The Annuity Gator’s End Take on the VALIC Power Index Elite Fixed Indexed Annuity Where it works the best: As an index-linked deferred fixed annuity, the VALIC Power Index Elite annuity could be a good fit for those who: Have taken early retirement and received a lump sum distribution;Learn More About Me. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Balanced safety and growth. Income that can keep pace with inflation and market growth. According to EMC National Life’s website, the Single Premium Immediate Annuity (SPIA) is designed to provide a guaranteed, steady income immediately after purchase. Welcome to the Annuity Gator database. The Lifetime Income Benefit with the IAV rate of 5. ) By paying this fee, your money will grow or step-up in a separate account. Adam Grubius LICENSED ANNUITY ADVISOR. M. This, and other updated information, can also be obtained by reading page 164 of the prospectus, or by. If you have been seeking more information about annuities online, you have. 8 VERIFIED COMPANY annuitygator. If you’re still considering the Navigator Elite MVA annuity from. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. Where it works best: A place to grow money tax deferred for someone already taking advantage of the maximum IRA and 401(k) amounts. The Annuity Gator’s End Take on the Great American Index Protector 7 Fixed Index Annuity Where it works the best: Even with all of its enticing features, the Index Protector 7 annuity may or may not be right to everyone. We also offer in-depth details and reviews on hundreds of annuities in our annuity review database. The representative also went into detail and explained to me the pros and cons of my annuity. 8 350 total 83% 5% 2% 2-star 2% 1. My name is Donna Lee. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. 4,789 likes · 144 talking about this. This company is known for its strong balance sheet, as well as good, solid capitalization levels and significant earnings base. 20% for a single Life or 2. The Annuity Gator’s End Take on the Allianz 222 Annuity with Protected Income Value (PIV): Where it works best: For producing a reliable, “pension-like” guaranteed income stream / lifetime withdrawals (although there are other annuities with higher guaranteed income at this time) Annuity Gator pledges only to recommend annuities that are the right fit for your retirement funding and circumstances. Like most “report cards,” this grade is on a scale of A through F – so at the moment, there are at least a few areas where Athene needs to do some work. This is the place to go if you are looking for comprehensive and up-to-date information on the kinds of annuities sold to investors today. As an example, if your participation rate is 80%, and the underlying index returns 5% for the period, then your annuity would be credited with 4% (5% x 80% = 4%). This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. We offer this testing for free at Annuity Gator. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. (888) 440-2468. The Annuity Gator’s End Take on the Jackson National Perspective L Series Variable Annuity Where it works best: When considering the Jackson National Perspective L Series annuity, it can typically work best when an investor wants to be invested for market growth – and wants the ability to diversify – and still wants the opportunity for. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). The product literature for the Reliance Standard Life Apollo MVA annuity describes this product as being “a smart choice for safety conscious individuals seeking financial security. With the Market Index annuity from Puritan Life, you make just one single lump-sum premium payment. 0 is a 6-year annuity that offers investors several different time periods to choose from in terms of generating potential return and protection. Dynamic Balanced Index II May 2016 – April 2017. With that in mind, having an income plan in place before it is actually needed is highly recommended. If you’re still considering the Farm Bureau Select IV New Money 4. Throughout the years, this insurer has grown and expanded, both in terms of client base and assets under management. One thing not discussed in the report though is the real reason to use annuities (for some investors): to get a guaranteed lifetime income they cannot outlive . We can be reached by phone at (888) 440-2468 , or by sending us an. How Do Annuities Work. Annuity gator has educating videos and… Annuity gator has educating videos and articles for you to make decisions with out trying to sell you products, I was paired up with a wonderful money manager to talk with and go over several different plans for my wife and myself. This is a good example of why consumers absolutely need to run the numbers before moving forward with the purchase of an annuity – as these products will oftentimes take a large percentage of you overall retirement savings, and they are quite difficult to get out. Headquartered in Newport Beach, California, Pacific Life. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. American Equity Investment Life offers a variety of annuities, including: Fixed Fixed Index Immediate Traditional fixed annuities can help you to. For example, on a $100,000 portfolio, the. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best:At Annuity Gator, we make up a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. That’s why we work with consumers to help them better understand how annuities work, and how certain annuities may or may not be right for particular goals and needs. These contributions are tax-deductible and they grow tax-deferred. Annuity Gator educates investors on the benefits and advantages of choosing to invest in annuities. For instance, if you withdraw more than 10% of the annuity’s contract value within the first full nine years, you will incur a withdrawal fee. The minimum fee for this feature is . 4 billion in operating revenues and operating income in excess of $774 million,. Despite the current volatility in the market and the elevated. My name is Mark Shelby, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Since its inception, this company – which began as a family-owned entity in Lansing, Michigan – has grown into a multi-billion dollar insurance carrier. com Visit this website Write a review 4. The Annuity Gator’s End Take on the Lincoln Life OptiBlend 5 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal The opportunity for index-linked growth Guaranteed lifetime income in. This includes comparing different annuities side-by-side – and we. Fixed, variable, and indexed annuities all offer the opportunity to convert, or “annuitize”, and generate a stream of income for a set time period, or even for the remainder of your lifetime. (Then, following the initial guaranteed option period, renewal interest rates. ”. Athene USA serves customers in all 50 of the United States. My name is Robert ”Bob” Gardner. 21% and 1. The Annuity Gator’s End Take on the North American Prizm Plus 14 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher. So, if you are still considering the. Use the form on our website and one of the AnnuityGator. In other words, this product is a variable and index-linked annuity contract that provides for the accumulation of retirement savings, on a tax-deferred basis. Use the form on our website and one of the AnnuityGator. Annuities Explained. I requested money from my Athene Annuity to repair an extremely damaged roof. So, feel free to reach out to us by phone at (888) 440-2468 or via email by going to. Our annuity experts are also available to answer any of the question or concerns that you. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Annuities are not usually associated with the best way for that. So, if you would like to learn more, feel free to contact us at (888) 440-2468 , or send us an email by going to our secure online form . Read customer reviews of their agents, products, and services on Trustpilot. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Despite the current volatility in the. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. Despite the current volatility in the. Compare the annuity’s performance against. The Annuity Gator’s End Take on the Transamerica Income Edge 1. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies based on your goals and needs. So, if you have questions – or if you’d like to discuss whether or not an annuity is right for you – contact us at (888) 440. So, if you would like to get a better. And, because of the in-depth reviews that we provide, we have become a highly. ) By paying this fee, your money will grow or step-up in a separate account. Indexed Annuity; Deferred Annuity; Fixed Annuity; Variable Annuity; Annuity Reviews. For instance, this annuity can provide you with a personal pension-like income. The Annuity Gator’s End Take on the American National Palladium Century 1 Annuity. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. The Annuity Gator’s End Take on the Midland National MNL Guarantee Ultimate ll 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime incomeThe Annuity Gator’s End Take on the Securian MyPath Ascend 2. The opportunity for additional, index-linked. But, if you are leaning towards the Northwestern Mutual Fee Based Select Variable Annuity, then it could be a viable option for you if you are seeking. This means that the interest rate you choose will be guaranteed until the end of the initial guaranteed option period. The Annuity Gator’s End Take on the Index Advantage Annuity from Allianz Life Where it works the best: For accumulating funds, without the risk of a catastrophic loss to the contract value For adding money to a tax-advantaged account – especially if other options such as an IRA and/or employer-sponsored retirement plan has been maxed out. The Annuity Gator’s End Take on the Mass Mutual Odyssey Select 7-Year MYGA Annuity Where this annuity works the best: If you want principal protection; If you are seeking an interest rate guarantee; If you plan to use the guaranteed income feature; Where this annuity works the worst: If you want the opportunity for a higher rate of returnOpening Thoughts on the Pacific Life Pacific Mariner 3 Year Annuity. 2. Rather, it will simply be credit with 0% for that period. As of year-end 2018, American Equity. 50% in Year 10, until they reach 0% in Year 11 and thereafter. 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We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. This charge starts out at 7% in Year 1, and it gradually grades down to 1% in Year 7, until it eventually reaches 0% in Year 8 and beyond. At Annuity Gator, we are a team of experienced financial and annuity professionals who specialize in providing in-depth, and unbiased, annuity reviews on the Internet. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. The Annuity Gator’s End Take on the Nationwide Life Destination Architect 2. 0 Where it works the best: You may want to consider the Prudential HDLI v3. These updates include funds that have been merged into the annuity that was not previously available. Each annuity review is written with the goal of publishing the most complete, unbiased annuity reviews available on the World Wide Web today. 75% to 6%, depending on your age and the income option. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million commissionable trades per day! Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus. Independent Review of the Voya Life Guarantee Choice Fixed Deferred Annuity . But it will typically work the best for those who are seeking the following attributes:The Annuity Gator’s End Take on the Lincoln Impact Advantage Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal; Guaranteed income in retirementWhile an annuity can provide you with a stable income source in retirement, not all annuities operate the same. A Fixed Index Annuity (FIA) is a simple contract between you and an insurance company, but it’s often called a hybrid annuity. Welcome. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with. 70% for joint life (both you and your spouse. 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I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Slow but steady growth over time. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth;The Annuity Gator’s End Take On The Prudential Variable Annuity. There is a wide array of riders that could be added, depending on the annuity, such as guaranteed income or a return of premium. The Annuity Gator’s End Take on the Brighthouse Income Annuity While an immediate annuity may not be right for everyone, the Brighthouse Income Annuity could be a good option for you if you are seeking the following benefits: >A reliable income stream right away (or one that starts relatively soon after purchasing the annuity). The Annuity Gator’s End Take on the NCIT – American Funds Lifetime Income Builder TDS The NCIT – American Funds Lifetime Income Builder is a new, hybrid financial vehicle. The Annuity Gator’s End Take on the Fidelity Personal Retirement Variable Annuity Where it works best: There is no one-size-fits-all investment that is right for everyone. For years, we’ve made the annuity comparison process easy and understandable – which in turn, can make the annuity buying process much less. I received a thorough understanding which left me at ease with a clear mind. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. (The company also earned a #2 ranking by Wink for overall carrier, and a #10 ranking for MYGA annuities – in the independent. Plus, if you take withdrawals from the annuity before you turn age 59 1/2, you could also incur an additional 10% early withdrawal penalty from the IRS. With this annuity, you can garner a number of nice benefits, including: The Milestone MYGA 5 offers a guaranteed fixed rate of interest for five years – regardless of what happens in the market. The Annuity Gator’s End Take on the Security Benefit Secure Income Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. The company is highly rated through the insurer ratings agencies, which includes a (n): A- from A. The Jackson National Perspective II variable annuity has had its ups and downs throughout the years. 5%. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. With our proprietary Annuity Software we can: Back-test the annuity against 50 years of previous stock market history. We have compiled the current annuity rates from top-rated insurance carriers that provide income now, income later, or are designed to securely grow your. M. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. The Annuity Gator’s End Take on the New York Life Annuity: Guaranteed Lifetime Income Where this annuity works best: Although an immediate annuity may not be the ideal solution for everyone’s needs, this product could be a good option for you if you are seeking the following key benefits:My name is Kyle Morgan. My name is Jason Siebert. So in this scenario, you would actually be guaranteed a rate of 4. Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. Learn More About Me. This is applied as a percentage of the daily net assets of the variable sub-accounts. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Here you’ll find resources to help you retire with confidence. Our annuity ranking software will help you compare the best annuities for retirement and recommend a customized annuity strategy, so you can get the most bang for your buck. 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In the case of the LiveWell 10-Year Fixed Index Annuity from Sammons, you will find that if you choose to add the optional guaranteed lifetime withdrawal benefit, there is an additional fee involved. At Annuity Gator, we can help you to narrow down which annuity is right for you – if. As of mid-year 2019, Athene held nearly $133 billion in total assets, with more than $113 billion in invested assets, and over $1 billion in excess capital. In this case, for instance, it provides greater downside protection in the case of a market downturn. With an indexed annuity, the return is based in large part on an underlying market index, such as the S&P 500. Learning about how annuities work is essential for determining whether or not a. Guaranteed income throughout retirement. Multi-year Guaranteed Annuities (MYGAs) are a type of fixed annuity that provide a set interest rate for a certain period of time (typically anywhere from three to ten years). 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